💳EMI Calculator
Calculate EMI with advanced options, full amortization schedule, prepayments, and charts.

Loan Details

Prepayment Options (optional)

Summary

EMI—
Total Interest—
Total Payment—
Tenure (Installments)—
Processing + GST—
Grand Cost—
Principal vs Interest
Overall cost split for the selected configuration.
Outstanding Balance Over Time
Balance trajectory across installments (prepayments applied).
Inst# Date EMI (₹) Extra (₹) Interest (₹) Principal (₹) Prepay (₹) Balance (₹)
Calculations assume fixed rate per chosen frequency (Monthly/Fortnightly/Weekly). Rounding applied to 2 decimals per installment.